Home Insurance

Protect your greatest asset—your home—against the unexpected with comprehensive, affordable Home Insurance coverage from Smith Insurance Agency. Whether you're safeguarding your first home, second property, or vacation residence in The Villages and Central Florida, our licensed agents will:

• Evaluate your current insurance needs and help you determine appropriate coverage limits
• Tailor a homeowners policy that includes structure protection, personal belongings, personal liability, and additional living expenses
• Offer transparent guidance on optional add-ons, such as flood, windstorm, or high-value item coverage
• Compare rates from top-rated insurance carriers to find the best value and fit

With 40 years of experience in Florida’s insurance market, our dedicated team ensures that, in the event of fire, theft, storm damage, or liability claims, you’re shielded from financial loss and stress. Let us review your existing policy or find new options that bring peace of mind—and savings—to your household.